Custom software
Business applications for processes packaged software handles poorly, integrated with your systems and owned by you.
Industries
Software, cloud and security for Nigerian fintech companies
Fintech projects are strict: regulators, bank partners and customers expect security, auditability and uptime from the first release. We bring a practical, engineering-led approach to building and running financial products in Nigeria.
Challenges we see
Fintechs move quickly; the environment around them does not forgive shortcuts.
Compliance arriving late
Identity, monitoring, records and reporting bolted on after launch, when change is hardest.
Partner due diligence
Partner banks, card schemes and processors send long questionnaires and want evidence.
Integration sprawl
Processors, identity, core banking, accounting, aggregators: each its own API and failure modes.
Cloud security and cost
Built for speed: broad permissions, unclear environments, rising dollar-priced bills.
Fraud and takeover
Credential stuffing, synthetic identities, SIM-swap attacks and social engineering at onboarding and payout.
Engineers doing IT
Laptops, SaaS accounts, access reviews and incidents alongside product work.
How Promatics helps
Product engineering
Mobile-first platforms, APIs and back-office tools with audit trails and approvals built in.
Cloud engineering
Environments, infrastructure as code, least privilege, encryption, logging and cost controls.
Integrations
Gateways, identity, accounting and CRM, reconciled, with alerts when payments fail.
Security assessments
An independent view of controls before partner reviews.
Layered security
Endpoint detection, identity protection and monitoring, aligned with NIST CSF.
Compliance readiness
Controls, policies and incident procedures documented for your compliance programme.
There is no major public cloud region in Nigeria, so where residency matters we help you weigh local data centres against regions abroad.
More detail
- Product engineering builds web platforms, APIs and back-office tools with audit trails, role-based access, maker-checker approvals and data retention designed in, not added later.
- Integration retry logic, reconciliation and alerting mean failed transactions do not disappear silently.
- For the company itself, managed IT also covers system design and networking, software licence management, hardware procurement and inventory, and on-site systems maintenance where your agreement includes it.
- The virtual CIO provides strategic assessments, gap analysis and project management.
Your company IT: a remote 24/7 help desk for managed-service clients and a virtual CIO as you scale. Your engineers: we take infrastructure, integrations or security while they build the product, with shared repositories and clear ownership.
AI features with controls. Document checks and customer assistants built through generative AI development with evaluation, access control and audit logs, plus AI governance reviews. Where records must not leave your environment, open-weight models on servers you control.
Nigerian regulatory and operating context
| Area | What applies |
|---|---|
| CBN | Payment service providers, mobile money operators, switching and other payment businesses are licensed and supervised by the Central Bank of Nigeria: governance, operational risk, incident response and safeguarding customer funds. Confirm the rules for your licence category. |
| Investment products | SEC Nigeria regulates capital-market operators, with rules that can apply to investment platforms. Check current requirements with your legal adviser. |
| Anti-money laundering | Customer due diligence records and reports filed with the NFIU, captured and retained reliably. |
| Open banking | Interbank transfers (NIP) run on regulated infrastructure, and the CBN has issued open banking guidance; confirm current technical, security and accreditation requirements before building. |
| PCI DSS | Applies if you store, process or transmit cardholder data; good architecture can shrink scope. |
| Data protection | NDPA 2023, enforced by the NDPC: risky breaches notified within 72 hours of becoming aware, rules for transfers outside Nigeria, and possible registration as a data controller or processor of major importance. |
| Bank partners | CBN-regulated partner banks apply their own third-party risk requirements; expect them to flow down to you. |
General information, not legal advice. We do not certify compliance or act as your compliance officer.
Services for fintech
Generative AI development
Custom AI assistants that answer from your approved documents and data, with sources, permissions and testing.
System integration
Connect your applications so data is entered once, moves reliably, and failures are caught, not lost.
Security assessments
Security in plain language: what could go wrong, how likely it is, what to fix first.
Cybersecurity services
Assessments, endpoint protection, email security, training, incident readiness, and 24/7 monitoring for managed-service clients.
Privacy and compliance readiness
Privacy and security practices ready for regulators, clients, auditors and insurers, gaps fixed before anyone asks.
Related
Future-proofing payment gateway integration
Connect payment gateways so payments stay secure, reconcile cleanly and adapt as Nigerian options change.
Intelligent automation in payments
Which payments processes to automate, how to keep automation auditable, and the Nigerian regulatory context.
Secure trust management and trading platforms
Design decisions, controls and Nigerian regulatory questions to settle before building trust or trading software.
Talk to us about your product
Tell us what you are building, who your partners are and what your compliance team needs. We will suggest a practical first step.